When heading off on holiday, the last thing you will be thinking about will be your health and any possibility of injuries or illness. After all, what’s the worst that could happen whilst sunbathing by the pool? However, accidents can happen and a quick slip or fall could land you or a family member in hospital. In an unfamiliar country, this can be daunting – as can the bills that will follow afterwards.
When researching travel insurance plans, discuss previous medical conditions with the company carefully. Specific providers may charge extra fees if you have been previously diagnosed with a particular condition that could put you at risk whilst travelling. Pregnancy can also incur an extra fee depending on the stage at which you will be travelling.
Be sure to find out what medical conditions the company already cover as standard. For example, do they cover all types of injuries and accidents? If you are heading off on a Skiing trip, or will perhaps be partaking in skydiving or bungee jumping, this is definitely worth considering. Will you be driving on your holiday? Will you be covered in the event of a car accident?
It is also important to check you will be covered whilst travelling home. Should you be injured on your holiday, you may require treatment in order to fly home. Of course, costs for this can vary but any procedures such as x-rays or scans can stack up the costs. Choosing a policy that will cover these expenses will enable you to get home and start recovering without any additional financial worries.
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